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Richard Luce
VP / Portfolio Manager
Richard Luce is a 36 year veteran of the banking industry all within the Volusia, Flagler and St. Johns markets.  He has experience in all facets of the lending function, with primary emphases on CRE origination, underwriting, and relationship management.  His practical experience and local market knowledge will serve well in assuring a high degree of credit quality within the loan portfolios..
Richard has been active in various organizations including Daytona Civitans, United Way, Habitat for Humanity, Daytona Beach Quarterback Club, and Daytona Association of Realtors.  Richard attended the University of Florida and graduated with a degree in Business Administration.