Laura M. Gilvary
VP / Relationship Manager
Laura was born in Heidelberg, Germany into an army family and shortly thereafter they were transferred to Washington State. At the age of 12 they moved to the Upper Peninsula of Michigan where Laura graduated High School and attended Northern Michigan University. She moved to St. Augustine, FL in 1994 and started a career in Retail as an Assistant Manager. She was promoted to a training Store Manager and moved to multiple locations across the country for Levi's by Designs to assist in store openings and management where necessary with her final Store Manager role at their flagship store in Riverhead, NY overseeing 45 employees and daily operations. In 2001 she chose to leave this line of business and started her banking career with Fleet Bank in Patchogue, NY as a Personal Banker. About 8 months later she and her husband started to househunt and became disenchanted with the price points on Long Island. During a week long vacation to visit friends in St. Augustine they found their new home in Palm Coast and made the move in 2002. She started with SunTrust Bank at this time. During her 9 year career at SunTrust Laura started as a Personal Banker and was promoted 8 months later to an Assistant Vice President and Licensed Branch Manager holding her Life, Health, and Annuity, Series 6, and 63 Licenses. She was promoted again 3 years later to Vice President and Licensed Branch Manager of a higher volume location. In 2011 she moved to the Commercial Line of Business and was promoted to the Business Relationship Manager for Flagler County covering all 5 branches. She has been married to her husband John for 12 years and they are the proud parents of Jack and Ryan.
Flagler Habitat for Humanity-Development Committee Chair Flagler County Association of Realtor- Commercial Affiliate United Way Women's Initiative-Member Flagler County Rotary Club- Family Activity Committee Chair Family Promise of Flagler County-Volunteer CoordinatorRichard Luce is a 36 year veteran of the banking industry all within the Volusia, Flagler and St. Johns markets. He has experience in all facets of the lending function, with primary emphases on CRE origination, underwriting, and relationship management. His practical experience and local market knowledge will serve well in assuring a high degree of credit quality within the loan portfolios.