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Honesty: We are always motivated by doing the right thing.  We have the best interests of all parties in mind at all times.  We evaluate circumstances before we make promises and honor our commitments.  We can be trusted to do what we promise.  Each individual must be committed to conducting business with the highest level of integrity, earning the trust of co-workers, regulatory agencies, vendors and most importantly, customers for the bank to thrive.

Teamwork: A dedication to teamwork, and the recognition that each and every team member serves an important function that is essential to the company's success, is the foundation upon which Intracoastal Bank was built. Working together, we achieve more and better serve our customers and community.

Accountability: Corporately and individually, we believe in achieving high levels of performance. We believe in taking responsibility for the actions that lead to our successes and finding ways to overcome obstacles.

We hold ourselves accountable to our customers, shareholders and employees by honoring our commitments, providing results and striving for the highest quality in everything we do.

We are accountable for providing the best service possible while meeting strict regulatory requirements and ethical business practices.

Excellence: We don't settle for anything less than excellence in every area of the company. We recognize excellence in service and performance by rewarding our team members. We will go out of our way to look out for our clients' best interests.