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Checking

Coastal Perks:

Combined deposit and/or loan balances of $10,000 to avoid a $10.00 monthly service charge 
Features
  • Earns Interest
  • Unlimited Check Writing
  • Free Program Checks or a 25% discount on other check styles
  • Free 3x5 Safe Deposit Box or a 25% discount on larger size boxes
  • Free Official Checks
  • Free Incoming Wire Transfers
  • Free Overdraft Protection transfers from your savings or money market
  • Free Notary Service
  • Free Online Banking and Bill Pay
  • Free Mobile Banking
  • Free eStatements
  • Debit Card
  • Person to Person Payments

Intra Checking:

No minimum balance requirement
This account requires a minimum of 6 point of sale debits per statement cycle to avoid a $5 service charge
Features
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Free eStatements
  • Debit Card
  • Free Online Banking and Bill Pay
  • Free Mobile Banking
  • Person to Person Payments

Health Savings Account:

A Health Savings Account (HSA) offers you the ability to save for your health care deductible and pay for qualified medical expenses. There are tax savings for eligible customers.

Features
  • Tiered interest rates
  • Health Savings Account debit card
  • Unlimited Debit Card transactions
  • No monthly fee
  • Tax-Free withdrawals for qualified medical expenses. Visit www.irs.gov for a complete list of qualified expenses.
  • Tax deductible contributions up to the annual contribution limit. Visit www.irs.gov for information about contribution limits.
  • Consult with your tax advisor or health insurance provider for more information
Eligibility:
  • You are covered under a high-deductible health plan (HDHP)
  • You are not covered under another type of health care plan that is not an HDHP (certain exceptions apply)
  • You are not enrolled in Medicare
  • You may not be claimed as a dependent on another individual’s tax return