Terms & Conditions
Terms and Conditions of Use of Intracoastal Bank's Website
We are glad you have chosen to visit our site. Before proceeding, please read these Terms and Conditions of Use carefully. By accessing our site, you agree to all of the following. Questions regarding these Terms and Conditions can be sent to This email address is being protected from spambots. You need JavaScript enabled to view it. or you may reach us by telephone during our normal business hours at 386-447-1662.
Product Information
Information regarding our products and services is not intended to take the place of our agreements governing our products and services, or our disclosures made in accordance with federal and state law. Information on our site may not apply to all products and services and is current only as of the date posted. Information presented on this site regarding any of our products and services does not constitute a commitment to provide any such product or service. Eligibility for certain products and services may vary, and is subject to final determination and acceptance by us. Please contact us directly at 386-447-1662 for more information, or for copies of any applicable agreements or disclosure statements.
Use of Information
The information contained on the pages of this website is not intended to provide, and you should not rely on it for, legal, accounting, financial or tax advice. Please consult with your tax, accounting or financial advisor or legal counsel before using any of this information.
Copyright and Trademarks
We own the copyright in and to all of the pages and the trademark, "Intracoastal Bank", and all related intellectual property rights. Your use of the site does not entitle you to any rights in any of the foregoing.
Electronic Mail
Email messages sent to us are on a non-confidential basis and become our property upon receipt, which we may use, disclose, reproduce or republish. Transmission of email by the Internet may not always be secure. For example, Email may be intercepted by a third party or may not be immediately received by the designated person or department. Please do not use email to send us confidential information or information that we may require in writing or which may need our immediate attention. You are welcome to contact us directly at 386-447-1662. Except as specifically agreed by us or required by law, we will not be subject to any obligations of confidentiality regarding, or liability for losses or damages incurred as a result of, submitted information or information transmitted to any person or entity as a result of a request for such transmission. Please be aware that when you receive a receipt acknowledging your email, it means that the message has been routed into the Internet, and not that the message has been received by us.
NO LIABILITY
In no event will Intracoastal Bank or its holding company, subsidiaries or affiliates have any liability or responsibility for any loss or damage, including, without limitation, any direct, indirect, or consequential, incidental, or special loss or damage, arising out of or relating to the (1) use of or inability to use, print or display all or any portion of this site by you or any other person, or (2) any failure or delay or error in operation, transmission or performance, whether caused by system failure, virus or other disabling routine, or otherwise. This disclaimer of liability applies even if Intracoastal Bank or their service providers, employees, or affiliates or any of its or their service providers, employees, or representatives have been advised of the possibility of any such loss or damage.
NO WARRANTY
Neither Intracoastal Bank makes any warranty regarding the site or the information or materials on the site or any linked site, and each of the foregoing expressly disclaims all implied and express warranties of any type, including, without limitation, warranties of merchantability, fitness for a particular purpose, non-infringement of intellectual property rights, and freedom from computer virus. This site is posted "as is" and "as available", and no representation or warranty is made as to the accuracy, sufficiency, timeliness, or completeness of the site or any linked site, or the information, pages or other materials included herein or therein. You may verify current rates and other information by calling us at 386-447-1662.
Additional Disclaimers
Descriptions of, or references to, products, services or publications within this website do not imply our endorsement or approval of any such product, service, or publication.
We are not associated with or responsible for any of the external linking websites that may be accessed through our site and use of any such hyperlinks, or other sites will be at your own risk. The content, accuracy, opinions expressed, products or services offered, and other links of other websites are the sole responsibility of their authors and owners, and are not investigated, verified, monitored, authorized, or endorsed by us.
Your Agreement to These Terms and Conditions
By accessing any page of this site, you agree to these Terms and Conditions. If you do not agree, please do not use our site. These Terms and Conditions do not modify or supplement any existing agreement that we may have with you and is not intended to be incorporated as part of any agreement between us. We reserve the right, at our discretion, to change, modify, add, or remove any of these Terms and Conditions at any time. Please check this page periodically for changes. Your continued use of this site following the posting of changes to these Terms and Conditions will mean you accept the changes. These Terms and Conditions are the entire agreement between the parties relating to the use of this site.
Business Spotlight
News & Events
Have you tried our Mobile Banking Solution?
Mobiliti is now available to all customers. This mobile banking service is easy to use and gives you the convenience of accessing your accounts 24/7. You can access your account using text messages, web based, or you can download an app. To sign up, you will need to be an online banking customer. Sign on to online banking and you should be prompted to sign up. We have a demo on our homepage of the bank’s website too.
Allpoint Surcharge Free Network
Intracoastal Bank is part of the Allpoint Surcharge Free Network for ATM withdrawals. This gives our customers more convenience to access their money. There are 43,000 ATMS in the U.S. and 55,000 in the world that our customers can use free of charge. Some of the local merchants that have Allpoint ATMs are Winn Dixie, 7-Eleven, CVS, Walgreens, and Kangaroo Express. Allpoint is now available in Canada too. You can visit their website at www.allpointnetwork.com to view their ATM locator. There are free mobile apps that can be downloaded to your Iphone, Blackberry, and Android phones. Look for the ATM locator on our homepage.
Of course, we will still be on the Presto network so our customers can still have surcharge free access at all Publix supermarkets too. Our ATM network will now be larger than Bank of America, Suntrust, Chase, etc
Click here for more information
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.
Online Account Opening for your convenience
Intracoastal Bank is pleased to announce the availability of online account opening. Personal checking and savings accounts can now be opened using the link on the left hand side of our website or within online banking. Accounts can be open at the convenience of our customers. One more service to make our bank easily accessible.
New service available-Account to Account Transfers
Now you have the ability to set up transfers between your Intracoastal Bank accounts and accounts at other financial institutions.
Look for th Transfer Money tab within the on-line Banking Bill Pay system. No fees associated when transfering funds to Intracoastal Bank but a $2.00 fee applies when transfering to other Banks.
Have you tried our Mobile Banking Solution?
Mobiliti is now available to all customers. This mobile banking service is easy to use and gives you the convenience of accessing your accounts 24/7. You can access your account using text messages, web based, or you can download an app. To sign up, you will need to be an online banking customer. Sign on to online banking and you should be prompted to sign up. We have a demo on our homepage of the bank’s website too.
Allpoint Surcharge Free Network
Intracoastal Bank is part of the Allpoint Surcharge Free Network for ATM withdrawals. This gives our customers more convenience to access their money. There are 43,000 ATMS in the U.S. and 55,000 in the world that our customers can use free of charge. Some of the local merchants that have Allpoint ATMs are Winn Dixie, 7-Eleven, CVS, Walgreens, and Kangaroo Express. Allpoint is now available in Canada too. You can visit their website at www.allpointnetwork.com to view their ATM locator. There are free mobile apps that can be downloaded to your Iphone, Blackberry, and Android phones. Look for the ATM locator on our homepage.
Of course, we will still be on the Presto network so our customers can still have surcharge free access at all Publix supermarkets too. Our ATM network will now be larger than Bank of America, Suntrust, Chase, etc
Click here for more information
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.
Online Account Opening for your convenience
Intracoastal Bank is pleased to announce the availability of online account opening. Personal checking and savings accounts can now be opened using the link on the left hand side of our website or within online banking. Accounts can be open at the convenience of our customers. One more service to make our bank easily accessible.
New service available-Account to Account Transfers
Now you have the ability to set up transfers between your Intracoastal Bank accounts and accounts at other financial institutions.
Look for th Transfer Money tab within the on-line Banking Bill Pay system. No fees associated when transfering funds to Intracoastal Bank but a $2.00 fee applies when transfering to other Banks.
Have you tried our Mobile Banking Solution?
Mobiliti is now available to all customers. This mobile banking service is easy to use and gives you the convenience of accessing your accounts 24/7. You can access your account using text messages, web based, or you can download an app. To sign up, you will need to be an online banking customer. Sign on to online banking and you should be prompted to sign up. We have a demo on our homepage of the bank’s website too.
Allpoint Surcharge Free Network
Intracoastal Bank is part of the Allpoint Surcharge Free Network for ATM withdrawals. This gives our customers more convenience to access their money. There are 43,000 ATMS in the U.S. and 55,000 in the world that our customers can use free of charge. Some of the local merchants that have Allpoint ATMs are Winn Dixie, 7-Eleven, CVS, Walgreens, and Kangaroo Express. Allpoint is now available in Canada too. You can visit their website at www.allpointnetwork.com to view their ATM locator. There are free mobile apps that can be downloaded to your Iphone, Blackberry, and Android phones. Look for the ATM locator on our homepage.
Of course, we will still be on the Presto network so our customers can still have surcharge free access at all Publix supermarkets too. Our ATM network will now be larger than Bank of America, Suntrust, Chase, etc
Click here for more information
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.
Online Account Opening for your convenience
Intracoastal Bank is pleased to announce the availability of online account opening. Personal checking and savings accounts can now be opened using the link on the left hand side of our website or within online banking. Accounts can be open at the convenience of our customers. One more service to make our bank easily accessible.
New service available-Account to Account Transfers
Now you have the ability to set up transfers between your Intracoastal Bank accounts and accounts at other financial institutions.
Look for th Transfer Money tab within the on-line Banking Bill Pay system. No fees associated when transfering funds to Intracoastal Bank but a $2.00 fee applies when transfering to other Banks.
Have you tried our Mobile Banking Solution?
Mobiliti is now available to all customers. This mobile banking service is easy to use and gives you the convenience of accessing your accounts 24/7. You can access your account using text messages, web based, or you can download an app. To sign up, you will need to be an online banking customer. Sign on to online banking and you should be prompted to sign up. We have a demo on our homepage of the bank’s website too.
Allpoint Surcharge Free Network
Intracoastal Bank is part of the Allpoint Surcharge Free Network for ATM withdrawals. This gives our customers more convenience to access their money. There are 43,000 ATMS in the U.S. and 55,000 in the world that our customers can use free of charge. Some of the local merchants that have Allpoint ATMs are Winn Dixie, 7-Eleven, CVS, Walgreens, and Kangaroo Express. Allpoint is now available in Canada too. You can visit their website at www.allpointnetwork.com to view their ATM locator. There are free mobile apps that can be downloaded to your Iphone, Blackberry, and Android phones. Look for the ATM locator on our homepage.
Of course, we will still be on the Presto network so our customers can still have surcharge free access at all Publix supermarkets too. Our ATM network will now be larger than Bank of America, Suntrust, Chase, etc
Click here for more information
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.
Online Account Opening for your convenience
Intracoastal Bank is pleased to announce the availability of online account opening. Personal checking and savings accounts can now be opened using the link on the left hand side of our website or within online banking. Accounts can be open at the convenience of our customers. One more service to make our bank easily accessible.
New service available-Account to Account Transfers
Now you have the ability to set up transfers between your Intracoastal Bank accounts and accounts at other financial institutions.
Look for th Transfer Money tab within the on-line Banking Bill Pay system. No fees associated when transfering funds to Intracoastal Bank but a $2.00 fee applies when transfering to other Banks.
Have you tried our Mobile Banking Solution?
Mobiliti is now available to all customers. This mobile banking service is easy to use and gives you the convenience of accessing your accounts 24/7. You can access your account using text messages, web based, or you can download an app. To sign up, you will need to be an online banking customer. Sign on to online banking and you should be prompted to sign up. We have a demo on our homepage of the bank’s website too.
Allpoint Surcharge Free Network
Intracoastal Bank is part of the Allpoint Surcharge Free Network for ATM withdrawals. This gives our customers more convenience to access their money. There are 43,000 ATMS in the U.S. and 55,000 in the world that our customers can use free of charge. Some of the local merchants that have Allpoint ATMs are Winn Dixie, 7-Eleven, CVS, Walgreens, and Kangaroo Express. Allpoint is now available in Canada too. You can visit their website at www.allpointnetwork.com to view their ATM locator. There are free mobile apps that can be downloaded to your Iphone, Blackberry, and Android phones. Look for the ATM locator on our homepage.
Of course, we will still be on the Presto network so our customers can still have surcharge free access at all Publix supermarkets too. Our ATM network will now be larger than Bank of America, Suntrust, Chase, etc
Click here for more information
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.
Online Account Opening for your convenience
Intracoastal Bank is pleased to announce the availability of online account opening. Personal checking and savings accounts can now be opened using the link on the left hand side of our website or within online banking. Accounts can be open at the convenience of our customers. One more service to make our bank easily accessible.
New service available-Account to Account Transfers
Now you have the ability to set up transfers between your Intracoastal Bank accounts and accounts at other financial institutions.
Look for th Transfer Money tab within the on-line Banking Bill Pay system. No fees associated when transfering funds to Intracoastal Bank but a $2.00 fee applies when transfering to other Banks.
Have you tried our Mobile Banking Solution?
Mobiliti is now available to all customers. This mobile banking service is easy to use and gives you the convenience of accessing your accounts 24/7. You can access your account using text messages, web based, or you can download an app. To sign up, you will need to be an online banking customer. Sign on to online banking and you should be prompted to sign up. We have a demo on our homepage of the bank’s website too.
Allpoint Surcharge Free Network
Intracoastal Bank is part of the Allpoint Surcharge Free Network for ATM withdrawals. This gives our customers more convenience to access their money. There are 43,000 ATMS in the U.S. and 55,000 in the world that our customers can use free of charge. Some of the local merchants that have Allpoint ATMs are Winn Dixie, 7-Eleven, CVS, Walgreens, and Kangaroo Express. Allpoint is now available in Canada too. You can visit their website at www.allpointnetwork.com to view their ATM locator. There are free mobile apps that can be downloaded to your Iphone, Blackberry, and Android phones. Look for the ATM locator on our homepage.
Of course, we will still be on the Presto network so our customers can still have surcharge free access at all Publix supermarkets too. Our ATM network will now be larger than Bank of America, Suntrust, Chase, etc
Click here for more information
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.
Online Account Opening for your convenience
Intracoastal Bank is pleased to announce the availability of online account opening. Personal checking and savings accounts can now be opened using the link on the left hand side of our website or within online banking. Accounts can be open at the convenience of our customers. One more service to make our bank easily accessible.
New service available-Account to Account Transfers
Now you have the ability to set up transfers between your Intracoastal Bank accounts and accounts at other financial institutions.
Look for th Transfer Money tab within the on-line Banking Bill Pay system. No fees associated when transfering funds to Intracoastal Bank but a $2.00 fee applies when transfering to other Banks.
Have you tried our Mobile Banking Solution?
Mobiliti is now available to all customers. This mobile banking service is easy to use and gives you the convenience of accessing your accounts 24/7. You can access your account using text messages, web based, or you can download an app. To sign up, you will need to be an online banking customer. Sign on to online banking and you should be prompted to sign up. We have a demo on our homepage of the bank’s website too.
Allpoint Surcharge Free Network
Intracoastal Bank is part of the Allpoint Surcharge Free Network for ATM withdrawals. This gives our customers more convenience to access their money. There are 43,000 ATMS in the U.S. and 55,000 in the world that our customers can use free of charge. Some of the local merchants that have Allpoint ATMs are Winn Dixie, 7-Eleven, CVS, Walgreens, and Kangaroo Express. Allpoint is now available in Canada too. You can visit their website at www.allpointnetwork.com to view their ATM locator. There are free mobile apps that can be downloaded to your Iphone, Blackberry, and Android phones. Look for the ATM locator on our homepage.
Of course, we will still be on the Presto network so our customers can still have surcharge free access at all Publix supermarkets too. Our ATM network will now be larger than Bank of America, Suntrust, Chase, etc
Click here for more information
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.
Online Account Opening for your convenience
Intracoastal Bank is pleased to announce the availability of online account opening. Personal checking and savings accounts can now be opened using the link on the left hand side of our website or within online banking. Accounts can be open at the convenience of our customers. One more service to make our bank easily accessible.
New service available-Account to Account Transfers
Now you have the ability to set up transfers between your Intracoastal Bank accounts and accounts at other financial institutions.
Look for th Transfer Money tab within the on-line Banking Bill Pay system. No fees associated when transfering funds to Intracoastal Bank but a $2.00 fee applies when transfering to other Banks.
Have you tried our Mobile Banking Solution?
Mobiliti is now available to all customers. This mobile banking service is easy to use and gives you the convenience of accessing your accounts 24/7. You can access your account using text messages, web based, or you can download an app. To sign up, you will need to be an online banking customer. Sign on to online banking and you should be prompted to sign up. We have a demo on our homepage of the bank’s website too.
Allpoint Surcharge Free Network
Intracoastal Bank is part of the Allpoint Surcharge Free Network for ATM withdrawals. This gives our customers more convenience to access their money. There are 43,000 ATMS in the U.S. and 55,000 in the world that our customers can use free of charge. Some of the local merchants that have Allpoint ATMs are Winn Dixie, 7-Eleven, CVS, Walgreens, and Kangaroo Express. Allpoint is now available in Canada too. You can visit their website at www.allpointnetwork.com to view their ATM locator. There are free mobile apps that can be downloaded to your Iphone, Blackberry, and Android phones. Look for the ATM locator on our homepage.
Of course, we will still be on the Presto network so our customers can still have surcharge free access at all Publix supermarkets too. Our ATM network will now be larger than Bank of America, Suntrust, Chase, etc
Click here for more information
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.
Online Account Opening for your convenience
Intracoastal Bank is pleased to announce the availability of online account opening. Personal checking and savings accounts can now be opened using the link on the left hand side of our website or within online banking. Accounts can be open at the convenience of our customers. One more service to make our bank easily accessible.
New service available-Account to Account Transfers
Now you have the ability to set up transfers between your Intracoastal Bank accounts and accounts at other financial institutions.
Look for th Transfer Money tab within the on-line Banking Bill Pay system. No fees associated when transfering funds to Intracoastal Bank but a $2.00 fee applies when transfering to other Banks.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS.
